VietnamExchange RateTimingMoney Saving

Best Time to Send Money to Vietnam: Save ₩50,000 on Exchange Rates

Best Time to Send Money to Vietnam: Save ₩50,000 on Exchange Rates

You send ₩1,000,000 to Vietnam every month. But did you know when you send can make a ₩50,000 difference?

Exchange rates change every day - sometimes every hour. Sending at the right time means your family gets more VND for the same amount of KRW.

This guide shows you the best days, times, and months to send money to Vietnam for the best rates.

🎯 Check today's rate: Use RemitBuddy to see real-time KRW to VND rates from all services.


📊 How Much Can Timing Save You?

Real Example: ₩1,000,000 Transfer

TimingExchange RateFamily ReceivesDifference
Best day of month20.10 VND/KRW20,100,000 VND+500,000 VND
Average day19.85 VND/KRW19,850,000 VNDBaseline
Worst day of month19.60 VND/KRW19,600,000 VND-250,000 VND

Difference between best and worst: 500,000 VND (about ₩32,000)

For larger transfers or over a year, this adds up to ₩300,000-500,000 saved.


📅 Best Day of the Week to Send

Weekly Pattern: KRW/VND Rates

Based on historical data and market patterns:

DayRate TendencyRecommendation
Monday🔶 VariableMarkets adjusting after weekend
Tuesday✅ GoodMarkets stable, good time
Wednesday✅ BestMost stable rates, peak liquidity
Thursday✅ GoodStill stable
Friday⚠️ RiskyRates can swing before weekend
Saturday🔴 AvoidWeekend rates locked, often worse
Sunday🔴 AvoidNo market updates

Why Wednesday Is Often Best

  • Markets have stabilized after weekend news
  • Highest trading volume = best rates
  • No "Friday rush" premium
  • Banks are fully operational

💡 Tip: If you can choose any day, pick Tuesday or Wednesday morning.


⏰ Best Time of Day to Send

Hourly Pattern (Korea Time)

Time (KST)Rate QualityWhy
6:00-9:00 AM🔶 VariableAsian markets opening
9:00 AM-12:00 PM✅ GoodMarkets active, good liquidity
12:00-2:00 PM🔶 VariableLunch hours, lower volume
2:00-5:00 PM✅ BestPeak trading hours
5:00-9:00 PM🔶 OKAsian markets closing
9:00 PM-6:00 AM⚠️ RiskyLower liquidity, wider spreads

The Sweet Spot: 2:00-4:00 PM KST

This is when:

  • Both Korean and Vietnamese markets are open
  • Trading volume is highest
  • Exchange rate spreads are tightest
  • You get closer to the "real" mid-market rate

📆 Best Time of the Month to Send

Monthly Patterns

PeriodRate TendencyExplanation
1st-5th🔶 VariableMonth-end positions unwinding
6th-15th✅ Often goodNormal trading, stable
16th-20th✅ GoodMid-month stability
21st-25th🔶 VariableMonth-end approaching
26th-31st⚠️ Higher riskMonth-end volatility

Why Avoid Month-End?

  • Banks adjusting positions
  • Companies making payments
  • Higher rate volatility
  • Wider bid-ask spreads

💡 Best strategy: Send between the 10th and 20th of each month if possible.


🗓️ Best Months to Send Money to Vietnam

Seasonal Patterns (KRW/VND)

MonthRate TendencyNotes
January⚠️ VolatileTet season, high demand
February⚠️ VolatilePost-Tet adjustment
March-April✅ StableNormal trading
May-June✅ GoodGenerally stable
July-August🔶 VariableSummer travel season
September✅ GoodPost-summer stability
October-November🔶 VariableHoliday planning begins
December⚠️ VolatileYear-end, holiday demand

Key Dates to Watch

EventWhenImpact
Tet (Vietnamese New Year)Late Jan/Early FebHigh demand → worse rates
ChuseokSeptember/OctoberIncreased remittance demand
Korean Year-EndDecemberCorporate FX activity
US Fed Meetings8x per yearCan move all Asian currencies

💡 5 Strategies to Get Better Rates

Strategy 1: Rate Alerts

Set up notifications for when rates hit your target.

How to do it:

  1. Check current rate on RemitBuddy
  2. Note the rate (e.g., 19.85 VND/KRW)
  3. Set alert for 2% better (e.g., 20.25 VND/KRW)
  4. Send when alert triggers

Apps with rate alerts:

  • Hanpass: In-app notifications
  • E9Pay: Rate alerts available
  • RemitBuddy: Comparison alerts

Strategy 2: Compare Multiple Services

Each service has different rates at the same moment.

Example (same time, same day):

ServiceRateFor ₩1,000,000
Hanpass19.8719,870,000 VND
E9Pay19.8519,850,000 VND
GME Remit19.8219,820,000 VND
Coinshot19.9019,900,000 VND

Difference: 80,000 VND just by choosing the right service.

🎯 Always compare: RemitBuddy shows all rates side by side.

Strategy 3: Avoid Panic Sending

Don't do this:

  • "I need to send money RIGHT NOW"
  • Sending at midnight because you forgot
  • Weekend emergency transfers

Do this instead:

  • Plan transfers 2-3 days ahead
  • Send during optimal hours
  • Keep emergency fund so you're not rushed

Strategy 4: Larger, Less Frequent Transfers

Instead of:

  • 4 transfers of ₩250,000/month
  • Pay ₩12,000-20,000 in fees
  • Get random rates each time

Try this:

  • 1 transfer of ₩1,000,000/month
  • Pay ₩3,000-5,000 in fees
  • Wait for a good rate day

Savings: ₩9,000-15,000 in fees + better rates

Spend 2 minutes checking rates for a few days before sending.

Simple tracking:

DateHanpass RateNotes
Mon 5/1819.82Low
Tue 5/1919.87Better
Wed 5/2019.91Good!
Thu 5/2119.85Dropped

In this example, Wednesday was the best day to send.


🔴 Worst Times to Send (Avoid These)

Times That Usually Have Worse Rates

TimeWhy It's BadRate Impact
Friday eveningWeekend coming, less liquidity-0.5% to -1%
Sunday nightWeekend rates, no competition-0.5% to -1%
Right before TetEveryone sending, high demand-1% to -2%
Korean public holidaysLow liquidity-0.5%
Market crisis daysHigh volatilityUnpredictable

The "Tet Premium" Warning

2 weeks before Tet: Everyone sends money home

  • Demand for VND increases
  • Rates get worse
  • You pay more for the same VND

Solution: Send your Tet money in early January, before the rush.


📈 Understanding Exchange Rate Factors

What Moves KRW/VND Rates?

FactorImpactPredictable?
Korean interest ratesStrongSomewhat - watch Bank of Korea
Vietnam economic dataMediumGDP, inflation reports
US Dollar strengthStrongAffects both currencies
Oil pricesMediumKorea imports oil
Global risk sentimentStrong"Risk off" strengthens USD

When to Pay Extra Attention

  • Bank of Korea meetings: Rate decisions move KRW
  • US Fed meetings: Affects all Asian currencies
  • Vietnam CPI release: Monthly inflation data
  • Global market volatility: Crisis = unpredictable rates

💡 Simple rule: If there's major financial news, wait 1-2 days for markets to settle before sending.


🧮 Calculate Your Savings

Yearly Savings Example

Sending ₩1,000,000 monthly with good timing:

FactorMonthly SavingsYearly Savings
Better exchange rate (0.5%)₩5,000₩60,000
Optimal timing (0.3%)₩3,000₩36,000
Comparing services₩4,000₩48,000
Fewer transfer fees₩9,000₩108,000
Total₩21,000₩252,000

That's ₩252,000 saved per year just from timing and comparison.

For larger monthly transfers (₩2,000,000+), savings can exceed ₩500,000/year.


❓ FAQ: Vietnam Transfer Timing

What day has the best exchange rate for Vietnam?

Generally, Tuesday through Thursday have the most stable and competitive rates. Wednesday is often best due to peak market liquidity.

What time should I send money to Vietnam?

2:00-4:00 PM Korean time is optimal. Both Korean and Vietnamese markets are active, giving you the best rates.

Should I wait for a better rate?

If your rate is within 1% of the monthly average, it's fine to send. Waiting too long for a "perfect" rate often backfires - rates can go either direction.

Do rates change on weekends?

Remittance apps usually lock weekend rates on Friday evening. These rates are often slightly worse. If possible, send on weekdays.

When should I send money for Tet?

Send in early to mid-January, well before Tet. Rates worsen 2 weeks before the holiday as demand spikes.

Is there a best month to send money to Vietnam?

March-June and September tend to be stable. Avoid late January (Tet), December (year-end), and major holiday periods.

How much can I save with good timing?

For ₩1,000,000 monthly, good timing can save ₩150,000-300,000 per year through better rates and lower fees.


✅ Summary: Best Times to Send to Vietnam

Quick Reference Card

CategoryBestAvoid
Day of weekTuesday-ThursdayFriday evening, Sunday
Time of day2:00-4:00 PM KSTLate night
Day of month10th-20th26th-31st
MonthMarch-June, SeptemberJanuary (Tet), December
Rate checkCompare 3+ servicesSingle service only

Your Action Plan

  1. Check rates on RemitBuddy a few days before sending
  2. Send Tuesday-Thursday between 2-4 PM
  3. Compare services to find the best rate
  4. Avoid holidays - send 2+ weeks before Tet
  5. Send larger amounts less frequently to save fees

🎯 Find Today's Best Rate

Compare real-time exchange rates from all services:

👉 Check Vietnam Exchange Rates on RemitBuddy

See which service gives you the most VND for your KRW right now.



Last updated: May 2026

Exchange rates fluctuate constantly. This guide provides general timing patterns - always check current rates on RemitBuddy before sending.

💡

Curious about transfer costs?

Compare live exchange rates and fees on RemitBuddy.