Best Time to Send Money to Vietnam: Save ₩50,000 on Exchange Rates

Best Time to Send Money to Vietnam: Save ₩50,000 on Exchange Rates
You send ₩1,000,000 to Vietnam every month. But did you know when you send can make a ₩50,000 difference?
Exchange rates change every day - sometimes every hour. Sending at the right time means your family gets more VND for the same amount of KRW.
This guide shows you the best days, times, and months to send money to Vietnam for the best rates.
🎯 Check today's rate: Use RemitBuddy to see real-time KRW to VND rates from all services.
📊 How Much Can Timing Save You?
Real Example: ₩1,000,000 Transfer
| Timing | Exchange Rate | Family Receives | Difference |
|---|---|---|---|
| Best day of month | 20.10 VND/KRW | 20,100,000 VND | +500,000 VND |
| Average day | 19.85 VND/KRW | 19,850,000 VND | Baseline |
| Worst day of month | 19.60 VND/KRW | 19,600,000 VND | -250,000 VND |
Difference between best and worst: 500,000 VND (about ₩32,000)
For larger transfers or over a year, this adds up to ₩300,000-500,000 saved.
📅 Best Day of the Week to Send
Weekly Pattern: KRW/VND Rates
Based on historical data and market patterns:
| Day | Rate Tendency | Recommendation |
|---|---|---|
| Monday | 🔶 Variable | Markets adjusting after weekend |
| Tuesday | ✅ Good | Markets stable, good time |
| Wednesday | ✅ Best | Most stable rates, peak liquidity |
| Thursday | ✅ Good | Still stable |
| Friday | ⚠️ Risky | Rates can swing before weekend |
| Saturday | 🔴 Avoid | Weekend rates locked, often worse |
| Sunday | 🔴 Avoid | No market updates |
Why Wednesday Is Often Best
- Markets have stabilized after weekend news
- Highest trading volume = best rates
- No "Friday rush" premium
- Banks are fully operational
💡 Tip: If you can choose any day, pick Tuesday or Wednesday morning.
⏰ Best Time of Day to Send
Hourly Pattern (Korea Time)
| Time (KST) | Rate Quality | Why |
|---|---|---|
| 6:00-9:00 AM | 🔶 Variable | Asian markets opening |
| 9:00 AM-12:00 PM | ✅ Good | Markets active, good liquidity |
| 12:00-2:00 PM | 🔶 Variable | Lunch hours, lower volume |
| 2:00-5:00 PM | ✅ Best | Peak trading hours |
| 5:00-9:00 PM | 🔶 OK | Asian markets closing |
| 9:00 PM-6:00 AM | ⚠️ Risky | Lower liquidity, wider spreads |
The Sweet Spot: 2:00-4:00 PM KST
This is when:
- Both Korean and Vietnamese markets are open
- Trading volume is highest
- Exchange rate spreads are tightest
- You get closer to the "real" mid-market rate
📆 Best Time of the Month to Send
Monthly Patterns
| Period | Rate Tendency | Explanation |
|---|---|---|
| 1st-5th | 🔶 Variable | Month-end positions unwinding |
| 6th-15th | ✅ Often good | Normal trading, stable |
| 16th-20th | ✅ Good | Mid-month stability |
| 21st-25th | 🔶 Variable | Month-end approaching |
| 26th-31st | ⚠️ Higher risk | Month-end volatility |
Why Avoid Month-End?
- Banks adjusting positions
- Companies making payments
- Higher rate volatility
- Wider bid-ask spreads
💡 Best strategy: Send between the 10th and 20th of each month if possible.
🗓️ Best Months to Send Money to Vietnam
Seasonal Patterns (KRW/VND)
| Month | Rate Tendency | Notes |
|---|---|---|
| January | ⚠️ Volatile | Tet season, high demand |
| February | ⚠️ Volatile | Post-Tet adjustment |
| March-April | ✅ Stable | Normal trading |
| May-June | ✅ Good | Generally stable |
| July-August | 🔶 Variable | Summer travel season |
| September | ✅ Good | Post-summer stability |
| October-November | 🔶 Variable | Holiday planning begins |
| December | ⚠️ Volatile | Year-end, holiday demand |
Key Dates to Watch
| Event | When | Impact |
|---|---|---|
| Tet (Vietnamese New Year) | Late Jan/Early Feb | High demand → worse rates |
| Chuseok | September/October | Increased remittance demand |
| Korean Year-End | December | Corporate FX activity |
| US Fed Meetings | 8x per year | Can move all Asian currencies |
💡 5 Strategies to Get Better Rates
Strategy 1: Rate Alerts
Set up notifications for when rates hit your target.
How to do it:
- Check current rate on RemitBuddy
- Note the rate (e.g., 19.85 VND/KRW)
- Set alert for 2% better (e.g., 20.25 VND/KRW)
- Send when alert triggers
Apps with rate alerts:
- Hanpass: In-app notifications
- E9Pay: Rate alerts available
- RemitBuddy: Comparison alerts
Strategy 2: Compare Multiple Services
Each service has different rates at the same moment.
Example (same time, same day):
| Service | Rate | For ₩1,000,000 |
|---|---|---|
| Hanpass | 19.87 | 19,870,000 VND |
| E9Pay | 19.85 | 19,850,000 VND |
| GME Remit | 19.82 | 19,820,000 VND |
| Coinshot | 19.90 | 19,900,000 VND |
Difference: 80,000 VND just by choosing the right service.
🎯 Always compare: RemitBuddy shows all rates side by side.
Strategy 3: Avoid Panic Sending
Don't do this:
- "I need to send money RIGHT NOW"
- Sending at midnight because you forgot
- Weekend emergency transfers
Do this instead:
- Plan transfers 2-3 days ahead
- Send during optimal hours
- Keep emergency fund so you're not rushed
Strategy 4: Larger, Less Frequent Transfers
Instead of:
- 4 transfers of ₩250,000/month
- Pay ₩12,000-20,000 in fees
- Get random rates each time
Try this:
- 1 transfer of ₩1,000,000/month
- Pay ₩3,000-5,000 in fees
- Wait for a good rate day
Savings: ₩9,000-15,000 in fees + better rates
Strategy 5: Track Rate Trends
Spend 2 minutes checking rates for a few days before sending.
Simple tracking:
| Date | Hanpass Rate | Notes |
|---|---|---|
| Mon 5/18 | 19.82 | Low |
| Tue 5/19 | 19.87 | Better |
| Wed 5/20 | 19.91 | Good! |
| Thu 5/21 | 19.85 | Dropped |
In this example, Wednesday was the best day to send.
🔴 Worst Times to Send (Avoid These)
Times That Usually Have Worse Rates
| Time | Why It's Bad | Rate Impact |
|---|---|---|
| Friday evening | Weekend coming, less liquidity | -0.5% to -1% |
| Sunday night | Weekend rates, no competition | -0.5% to -1% |
| Right before Tet | Everyone sending, high demand | -1% to -2% |
| Korean public holidays | Low liquidity | -0.5% |
| Market crisis days | High volatility | Unpredictable |
The "Tet Premium" Warning
2 weeks before Tet: Everyone sends money home
- Demand for VND increases
- Rates get worse
- You pay more for the same VND
Solution: Send your Tet money in early January, before the rush.
📈 Understanding Exchange Rate Factors
What Moves KRW/VND Rates?
| Factor | Impact | Predictable? |
|---|---|---|
| Korean interest rates | Strong | Somewhat - watch Bank of Korea |
| Vietnam economic data | Medium | GDP, inflation reports |
| US Dollar strength | Strong | Affects both currencies |
| Oil prices | Medium | Korea imports oil |
| Global risk sentiment | Strong | "Risk off" strengthens USD |
When to Pay Extra Attention
- Bank of Korea meetings: Rate decisions move KRW
- US Fed meetings: Affects all Asian currencies
- Vietnam CPI release: Monthly inflation data
- Global market volatility: Crisis = unpredictable rates
💡 Simple rule: If there's major financial news, wait 1-2 days for markets to settle before sending.
🧮 Calculate Your Savings
Yearly Savings Example
Sending ₩1,000,000 monthly with good timing:
| Factor | Monthly Savings | Yearly Savings |
|---|---|---|
| Better exchange rate (0.5%) | ₩5,000 | ₩60,000 |
| Optimal timing (0.3%) | ₩3,000 | ₩36,000 |
| Comparing services | ₩4,000 | ₩48,000 |
| Fewer transfer fees | ₩9,000 | ₩108,000 |
| Total | ₩21,000 | ₩252,000 |
That's ₩252,000 saved per year just from timing and comparison.
For larger monthly transfers (₩2,000,000+), savings can exceed ₩500,000/year.
❓ FAQ: Vietnam Transfer Timing
What day has the best exchange rate for Vietnam?
Generally, Tuesday through Thursday have the most stable and competitive rates. Wednesday is often best due to peak market liquidity.
What time should I send money to Vietnam?
2:00-4:00 PM Korean time is optimal. Both Korean and Vietnamese markets are active, giving you the best rates.
Should I wait for a better rate?
If your rate is within 1% of the monthly average, it's fine to send. Waiting too long for a "perfect" rate often backfires - rates can go either direction.
Do rates change on weekends?
Remittance apps usually lock weekend rates on Friday evening. These rates are often slightly worse. If possible, send on weekdays.
When should I send money for Tet?
Send in early to mid-January, well before Tet. Rates worsen 2 weeks before the holiday as demand spikes.
Is there a best month to send money to Vietnam?
March-June and September tend to be stable. Avoid late January (Tet), December (year-end), and major holiday periods.
How much can I save with good timing?
For ₩1,000,000 monthly, good timing can save ₩150,000-300,000 per year through better rates and lower fees.
✅ Summary: Best Times to Send to Vietnam
Quick Reference Card
| Category | Best | Avoid |
|---|---|---|
| Day of week | Tuesday-Thursday | Friday evening, Sunday |
| Time of day | 2:00-4:00 PM KST | Late night |
| Day of month | 10th-20th | 26th-31st |
| Month | March-June, September | January (Tet), December |
| Rate check | Compare 3+ services | Single service only |
Your Action Plan
- ✅ Check rates on RemitBuddy a few days before sending
- ✅ Send Tuesday-Thursday between 2-4 PM
- ✅ Compare services to find the best rate
- ✅ Avoid holidays - send 2+ weeks before Tet
- ✅ Send larger amounts less frequently to save fees
🎯 Find Today's Best Rate
Compare real-time exchange rates from all services:
👉 Check Vietnam Exchange Rates on RemitBuddy
See which service gives you the most VND for your KRW right now.
Related Guides
- Cheapest Way to Send Money to Vietnam from Korea
- How Much Does It Cost to Send $500 to Vietnam?
- Why Your Vietnam Transfer Takes 3 Days
- How to Find the Best Exchange Rate in Korea
- Hanpass vs GME vs E9Pay: Fee Comparison
Last updated: May 2026
Exchange rates fluctuate constantly. This guide provides general timing patterns - always check current rates on RemitBuddy before sending.
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